We Take Over
Your Wrecker Payments
If the note has gotten heavy, the truck is sitting, or life has you off the road for a while, MTG Shops leases the wrecker from you in a simple, easy format. We take over the payments and the insurance, pay your lender directly, handle all upkeep in our own shops, and assign the truck to a market where it can actually be used. Your credit stays protected, the payments stop coming out of your pocket, and at payoff we can purchase the unit or renew the lease.
Six situations we solve every week
The payments are outrunning the revenue
Calls slowed down, fuel and insurance went up, and the note didn't change. Rather than fall behind and risk repossession or a hit that follows you for seven years, hand the payment obligation to MTG and let the truck earn its own keep.
The wrecker is sitting
Idle equipment is the most expensive equipment you own — it depreciates, seals dry out, batteries die, and it still bills you every month. We move it into a market with steady recovery volume and keep it maintained and working.
A life event took you off the road
Surgery, an injury, a family emergency, a deployment, a divorce — anything that parks you for a few months. A short-term lease covers the payments and insurance while you're out, and the truck is waiting for you when you're ready.
You lost your driver and can't replace them
A qualified heavy wrecker operator is hard to find. We already have vetted operators on payroll. Let our people run the truck instead of leaving it against the fence.
You're done with towing altogether
Maybe you want out and just need the payments to stop without a short sale or a voluntary surrender. We lease it, cover the note through payoff, and can purchase the unit at the end.
You're upside down on the note
Selling means writing a check for the difference. Leasing to MTG lets the truck work off the balance while your credit profile keeps improving month after month.
A simple lease that stops the payments
Payments Paid Direct to Your Lender
MTG remits directly to the lienholder or lessor every month — no middleman, no wondering if it cleared. Your loan stays current and your credit stays intact.
Insurance Moved to Our Policy
We carry the commercial insurance on the unit for the length of the lease, at the limits required for the equipment and the work it performs.
Upkeep Is On Us
PM service, tires, brakes, hydraulics, boom and wheel-lift maintenance, DOT inspections — handled in our own shops by our own technicians.
Assigned Where It Actually Works
We place the truck in a market with real towing and recovery volume across Colorado, Wyoming and Texas, instead of letting it depreciate in your yard.
Flexible Term Lengths
Short-term coverage for a few months while you recover from a life event, or a longer term that runs to payoff. We build the term around your situation.
Buyout or Renewal at Payoff
At the end of the note we can set up purchase of the unit, or simply renew the lease and keep the arrangement running.
Four steps, no hassle
Send the unit for evaluation
Email year, make, model, boom and wheel-lift rating, mileage, condition, current payoff, monthly payment, and who the lender is. Photos help. No cost, no obligation.
We build the lease terms
We review the note, the equipment, and which market fits it, then come back with a simple lease — term length, payment coverage, insurance, and buyout or renewal at the end.
Sign and transfer
One straightforward lease agreement. We notify and set up direct payment to your lender, add the unit to our insurance, and coordinate transport or pickup.
The truck goes to work
MTG assigns the wrecker to a market with volume, staffs it with a vetted operator, and maintains it in our shops. You get payment confirmation and stay in the loop.
Wrecker payment takeover FAQ
Let's get the payments off your back
There are a lot of options and every situation is different. Send the unit over for a no-cost evaluation and we'll come back with what we can do.
Email for evaluation- Year, make, model and wrecker body / boom rating
- Mileage, hours and current mechanical condition
- Current monthly payment and remaining payoff
- Lender or lessor name
- Where the unit is parked today
- How long you need the payments covered